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Financial Management Services

There's a new concept on financial management for students. Parents are loving it, and so are students. It's helping families teach their children how to become financially literate. Not an easy task.

This new development is a pre-paid card that is much like a debit card. It's PIN-based, and when endorsed by and bearing the logo of a major credit card carrier, such as MasterCard or VISA, it can be accepted by the myriad businesses, restaurants and shops around the globe that accept those cards.

Parents decide how much money is put on the card each month, and then the children manage it from there. They know how much they've got, and it's up to them to budget for their needs. There's no chance with one of these that a student will rack up thousands of pounds in debts.

Parents could just give their children cash each month. Or send them a cheque if they're away at university. But having the ability to credit a card that's already in your child's hands has the advantage of convenience and that makes it easy for financial management. And there's no chance of its getting lost in the post. And if cash it stolen, you kiss it good-bye, but if one of these cards is stolen, it's useless to the thief without the PIN.

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If you you want a professional freelance writer to write pages similar to this one which is titled: Financial Management Services for your magazine or journal, please send me an email.  Best regards, Debbie .
 

It's also possible for parents to set parameters for the cards in terms of where they can and cannot be used. That way if there are certain types of establishments where you don't want your son or daughter to spend the money you're giving them for living expenses, they can be blocked. This is done by business categories though, not by individual establishments. This feature is part of what makes this type of card a financial management learning tool. It's ideal for youths who aren't quite ready to have an actual debit card or credit card.

These cards usually have a modest activation fee and a minimal monthly use fee. People in the financial industry who sell these cards love them too. A sales agent receives a commission for each card issued as well as a portion of the monthly fee for as long as the card is active. This makes is a win/win for families and for the bank card industry.

Also in the works are websites that focus on teaching financial management skills and fiscal responsibility to youths through interactive games and other lessons geared towards youths. These features combined with parental INPUT ought to help many a young person get off to a financially sound start.
 

Hello, I'm Debbie, freelance writer, author of this page, titled Financial Management Services
 
If you would like me to write similar articles for your magazine or journal, or if you have a question about my writing services, please send me an Email

All the information and advice that I give on my website, is drawn from my own personal experiences in life, or from members of my family, friends or work colleagues. Where I have been unable to advise from my own resources, I have consulted experts in their field or obtained it from journals or published works available in the public domain. All advice is given on a general basis to a wide and varied British audience. No responsibility can be accepted for inaccuracies or actions that you may take as a result of reading the advice.
I am unable to comment either by phone or email on any of the information contained on any of the pages on my website.

 I write about a wide and diverse range of topics including for example: Adverse Bad Credit Loans, Mortgages, Insurance, Internet Banking, Credit Cards, Making Money and Savings etc.

Thanks for taking the time to visit my website.

Regards, Debbie .